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Okay, right away you may be thinking “this is nothing but a scam.” Of course, you aren’t going to run into to someone on Craigslist.org who is just giving away cash. That is why I added the “sorta” free money into the title. But, it isn’t a scam either. What you will find is people on Craigslist who are selling unused gift cards. These gift cards and gift certificates are almost always offered at a discount (meaning you may be able to get a $25 Staples gift card for $15). The difference is the money you basically get for free.
Once again you may be thinking “this is nothing but a scam.” Why on earth would someone sell a gift card that is loaded with money? People get gift cards as Christmas and birthday gifts. Think back to your last Christmas, did you get everything you wanted? No you didn’t. These gift cards are the same way. Most people think they are being smart by opting for a gift card, but not always. It is common for a Wal-Mart hater to end up with a Wal-Mart gift card, a non-coffee drinker to end up with a Starbucks gift card, a non-skier to end up with free ski passes and so forth. They will not use the gift card or certificate, but (once again) it is loaded with money. Do you really expect them to toss it in the trash? No and that is why they end up on Craigslist.
Another reason why Craigslist sellers end up with gift cards they can’t use is because of store credit. This also likely has to do with a bad gift. Say the seller got a hideous sweater from grandma, she decides to return it to the Fashion Bug, where she doesn’t like to shop, and the store clerk insists she must get store credit on a gift card. What is that girl supposed to do? She will most likely turn to Craigslist. This is also a good explanation for why you may see a gift card with a balance of $24.84 instead of $25.
The key to getting free money with this approach is to ensure you are getting a discount. You should get one. After all you are doing the seller a favor. They have a gift certificate that is useless to them and you are offering them cash (something we could all use). Most discounts start out small, but the larger the gift card value the bigger discount you should get. For example, a $50 gift card being sold for $40 is a good deal. A $300 gift card being sold for $200 or even $250 is also a great deal.
Although lots of sellers on Craigslist are legitimately selling unused gift cards and gift certificates, some scammers take advantage of this practice. If you are dealing with a local seller, bring your cell phone with you to check the balance on the card before you leave or handover the money. If asking for someone to mail you a gift card, make sure the mailing is your idea and then get the card number to check the value yourself first.
So, there is how you can get sorta free money on Craigslist, but what should you do with it? Well since that free money is in the form of a gift card, shop. If it is for a store you don’t personally shop at, pass the gift card onto a friend as a gift or actually visit the store in question to do your holiday shopping.
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